QuickBooks Online has five pricing tiers in 2026: Solopreneur ($20/month), Simple Start ($38/month), Essentials ($75/month), Plus ($115/month), and Advanced ($275/month). Prices shown are standard monthly rates — QuickBooks frequently offers 50% off for the first 3 months for new customers. For a detailed comparison, see our guide to QuickBooks vs Xero. For a detailed comparison, see our guide to FreshBooks pricing. For a detailed comparison, see our guide to Xero pricing.
QuickBooks Online Pricing Plans (2026)
| Plan | Monthly price | Users | Best for |
|---|---|---|---|
| Solopreneur | $20/mo | 1 | Freelancers, gig workers — basic expense tracking |
| Simple Start | $38/mo | 1 | Solo small businesses — invoicing, expenses, reports |
| Essentials | $75/mo | 3 | Businesses billing time and managing bills |
| Plus | $115/mo | 5 | Most popular — inventory and project tracking |
| Advanced | $275/mo | 25 | Larger businesses needing advanced analytics |
What Each Plan Includes
Solopreneur — $20/month
The most basic option — designed for one-person businesses and gig workers who need to separate personal and business finances. Includes income and expense tracking, basic invoicing, mileage tracking, and estimated tax calculations. Does not include accounts payable, time tracking, or inventory. Note: Solopreneur uses predefined expense categories rather than a customisable chart of accounts.
Simple Start — $38/month
The true entry-level QuickBooks Online plan for small businesses. Includes unlimited invoicing, expense tracking, a customisable chart of accounts, basic financial reports (P&L, balance sheet, cash flow), sales tax tracking, and 1099 reporting. Supports 1 user.
Essentials — $75/month
Adds bill management (accounts payable), time tracking, and support for 3 users. Best for businesses that pay vendors regularly or need to track billable time for client invoicing.
Plus — $115/month
The most popular QuickBooks Online plan. Adds inventory tracking, project profitability tracking, budgeting tools, and support for 5 users. Best for product-based businesses or service businesses with project-based work needing profitability analysis.
Advanced — $275/month
Adds support for 25 users, batch invoicing, advanced reporting with Fathom analytics (included, $468 value), 5 online training courses ($2,000 value), and Priority Circle support with 24/7 access. Best for established businesses with complex workflows and larger accounting teams.
QuickBooks Pricing Warnings
Annual price increases: QuickBooks Online prices increase approximately 10-15% per year. Simple Start was $25/month in 2020 and is now $38/month — a 52% increase in 5 years. Budget for ongoing price increases when calculating long-term costs.
Add-on costs: Payroll, Live Bookkeeping, and time tracking (QuickBooks Time) are separate subscriptions that significantly increase the total monthly cost. QuickBooks Payroll starts at $45/month plus $6.50/employee/month.
Promotional pricing: QuickBooks frequently offers 50% off the first 3 months. If you do not take the free trial, this discount is sometimes offered instead.
Frequently Asked Questions
How much does QuickBooks Online cost per month?
QuickBooks Online pricing ranges from $20/month (Solopreneur) to $275/month (Advanced). The most commonly used plan is Plus at $115/month for growing small businesses. Standard monthly prices apply after any promotional discount period ends.
Does QuickBooks Online have a free trial?
Yes. QuickBooks Online offers a 30-day free trial. New customers can also choose 50% off for the first 3 months instead of the free trial. The trial requires a credit card and will auto-charge at the end of the trial period unless cancelled.
Is QuickBooks worth it?
For US small businesses, QuickBooks is the most widely used accounting software with the largest accountant and bookkeeper network. The Simple Start plan at $38/month is worth it for basic accounting needs. For multi-user teams of 3 or more, Xero’s unlimited-user pricing model often represents better value at comparable feature levels.
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Who It’s Best For
QuickBooks Online is designed to cater to a wide range of users, making it an ideal choice for various business types and sizes. Small businesses, startups, and freelancers will find the platform particularly beneficial due to its user-friendly interface and affordable pricing plans. The simplicity of QuickBooks Online allows users with little to no accounting experience to manage their finances effectively.
For medium to large businesses, QuickBooks Online offers features that can scale with growth. Companies that require more advanced reporting, multi-user access, and integration with other business tools will appreciate the higher-tier plans. Additionally, industries such as retail, e-commerce, and service-based businesses can take advantage of specialized features, including inventory management and invoicing tailored to their specific needs.
Nonprofits and professional service providers also benefit from QuickBooks Online, thanks to its ability to track donations, grants, and project-based accounting. Overall, the platform is versatile enough to suit a broad audience, making it a popular choice for those looking to streamline their financial processes.
Key Things to Consider
When evaluating QuickBooks Online pricing and plans, there are several key factors to consider to ensure you select the best option for your business needs. Firstly, assess the size of your business and the number of users who will access the software. Each plan has a different user limit, so it’s crucial to choose a plan that accommodates your team without incurring unnecessary costs.
Next, consider the specific features your business requires. For instance, if you need robust inventory management or advanced reporting capabilities, you may need to opt for a higher-tier plan that includes these functionalities. Additionally, examine the integrations available with third-party applications that your business already uses, such as payment processors or e-commerce platforms.
Another important aspect is the level of customer support you might need. Higher-tier plans often come with priority support options, which can be beneficial for businesses that rely heavily on QuickBooks for their financial management. Lastly, keep in mind the potential for future growth—selecting a plan that allows for easy upgrades can save you time and hassle down the line.
Final Verdict
In summary, QuickBooks Online remains a leading choice for businesses seeking a reliable, scalable accounting solution in 2026. With a range of pricing plans tailored to different business sizes and industries, it offers flexibility and functionality to meet various financial management needs. Whether you’re a freelancer just starting out or a larger organization with complex accounting requirements, QuickBooks Online has a plan that can accommodate your specific situation.
While the pricing structure may seem complex at first glance, understanding your business’s needs and the features offered by each plan can help you make an informed decision. The platform’s ease of use, combined with its robust feature set, makes it a valuable tool for streamlining financial processes and improving overall efficiency. Ultimately, if you choose the right plan, QuickBooks Online can be a worthwhile investment that supports your business’s growth and success.
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